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  3. Fincare Small Finance Bank

Fincare Small Finance Bank Unlisted Share Price Today

ISIN INE519Q01017.

About Company Fincare Small Finance Bank is a digital-first small finance bank in India , focused on advancing financial inclusion for unbanked and underbanked segments , particularly in rural and semi-urban areas. The bank offers a diversified portfolio of microfinance loans, MSME financing, housing loans, gold loans, and retail banking products such as savings accounts, deposits, and digital banking solutions, catering to mass retail and small business customers. Fincare operates on a high-…

Fincare Small Finance Bank

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Fincare Small Finance Bank

Fincare Small Finance Bank Unlisted Share Price Today

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Sector—
ISININE519Q01017
Depository
Market Cap₹32.98 Cr
P/E Ratio0.53
ROE (%)7.08
Revenue₹1,886.5 Cr
Book Value37.35
Debt to Equity3.08
Face Value1
52W HighN/A
52W LowN/A
Market Cap₹32.98 Cr
P/E Ratio0.53
ROE (%)7.08
Revenue₹1,886.5 Cr
Book Value37.35
Debt to Equity3.08
52W High/LowN/A
Face Value1
As of FY23

About the company & Industry

About Company

Fincare Small Finance Bank is a digital-first small finance bank in India, focused on advancing financial inclusion for unbanked and underbanked segments, particularly in rural and semi-urban areas. The bank offers a diversified portfolio of microfinance loans, MSME financing, housing loans, gold loans, and retail banking products such as savings accounts, deposits, and digital banking solutions, catering to mass retail and small business customers.

Fincare operates on a high-yield, granular lending model, with a strong focus on microloans and small-ticket retail credit, supported by a digital-led operating platform that enables efficient customer acquisition and servicing. Its business model emphasizes financial inclusion, high net interest margins (NIMs), and scalable technology-driven operations, allowing it to maintain strong operating efficiency while serving underserved segments.

Headquartered in Bengaluru, the bank has built a wide presence across multiple states through a mix of physical banking outlets and digital channels, including mobile, internet, and assisted banking platforms. Since commencing operations as a Small Finance Bank in 2017, Fincare has evolved from its microfinance roots into a full-service retail-focused bank, with a strategic focus on expanding its loan book while strengthening its deposit franchise.

About Company

Fincare Small Finance Bank is a digital-first small finance bank in India, focused on advancing financial inclusion for unbanked and underbanked segments, particularly in rural and semi-urban areas. The bank offers a diversified portfolio of microfinance loans, MSME financing, housing loans, gold loans, and retail banking products such as savings accounts, deposits, and digital banking solutions, catering to mass retail and small business customers.

Fincare operates on a high-yield, granular lending model, with a strong focus on microloans and small-ticket retail credit, supported by a digital-led operating platform that enables efficient customer acquisition and servicing. Its business model emphasizes financial inclusion, high net interest margins (NIMs), and scalable technology-driven operations, allowing it to maintain strong operating efficiency while serving underserved segments.

Headquartered in Bengaluru, the bank has built a wide presence across multiple states through a mix of physical banking outlets and digital channels, including mobile, internet, and assisted banking platforms. Since commencing operations as a Small Finance Bank in 2017, Fincare has evolved from its microfinance roots into a full-service retail-focused bank, with a strategic focus on expanding its loan book while strengthening its deposit franchise.

Financials

No financial data for this section.

No financial data for this section.

Management

Shareholding PatternAs of FY26
Wagner Ltd.
17.75%
True North Fund V LLP
16.49%
INDIUM IV (Mauritius) Holdings Ltd.
16.40%
Omega TC Holdings Pte. Ltd.
8.42%
Others (Including Public)
40.94%

Key Managerial Personnel

As of FY26
NameDesignation and Experience
Mr. G. Dasarathareddy
Managing Director

Mr. G. Dasarathareddy is the Managing Director of Fincare Small Finance Bank, with over two decades of experience in banking, microfinance, and financial inclusion. He has played a key role in transforming Fincare into a digital-first SFB, driving growth in rural lending, customer expansion, and operational efficiency.

Mr. Gautam Gupta
Chief Financial Officer

Mr. Gautam Gupta is the Chief Financial Officer of Fincare Small Finance Bank, with extensive experience in finance, treasury, and banking operations. He oversees the bank’s financial strategy, capital management, and regulatory compliance, supporting its growth and profitability.

Shareholding PatternAs of FY26
Wagner Ltd.
17.75%
True North Fund V LLP
16.49%
INDIUM IV (Mauritius) Holdings Ltd.
16.40%
Omega TC Holdings Pte. Ltd.
8.42%
Others (Including Public)
40.94%

Key Managerial Personnel

As of FY26
NameDesignation and Experience
Mr. G. Dasarathareddy
Managing Director

Mr. G. Dasarathareddy is the Managing Director of Fincare Small Finance Bank, with over two decades of experience in banking, microfinance, and financial inclusion. He has played a key role in transforming Fincare into a digital-first SFB, driving growth in rural lending, customer expansion, and operational efficiency.

Mr. Gautam Gupta
Chief Financial Officer

Mr. Gautam Gupta is the Chief Financial Officer of Fincare Small Finance Bank, with extensive experience in finance, treasury, and banking operations. He oversees the bank’s financial strategy, capital management, and regulatory compliance, supporting its growth and profitability.

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What is Fincare Small Finance Bank's revenue and profitability?

Fincare Small Finance Bank reported revenue of ₹1886.5 Cr in FYFY23. PAT was ₹82.3 Cr. See full financials on this page.

What is the minimum investment for Fincare Small Finance Bank unlisted shares?

Minimum investment for Fincare Small Finance Bank unlisted shares is ₹10000. This is approximately 10000 shares at the current price of ₹1.